Commercial Solutions

At ADI, we specialize in providing a comprehensive range of insurance lines tailored to meet the needs of various industries. Our offerings include business owner's policies (BOP), package policies, general liability, workers' compensation, auto insurance, umbrella coverage, cyber insurance, and directors and officers (D&O) liability. We also cater to errors and omissions (E&O), bonds, professional liability, crime coverage, and other financial lines. Among the sectors we serve are services, agriculture, real estate, lessor risk, and habitational risks. With our extensive expertise and diverse product range, we are committed to safeguarding your assets and ensuring peace of mind for our clients.

• Farm

• Services

• Real Estate/Lessor Risk Habitational

• Bonds

• Retail

• Technology

• Restaurants

• Garage

• Airbnb/Short Term Rental (5+ units)

• Professional Offices

• Manufacturing

• Wholesale/Distribution

• Financial Lines

• Contractors

• Professional Liability

• Religious Institutions & Associations

• Transportation

Personal Property & Casualty Solutions

Property and casualty insurance is a form of coverage designed to protect individuals and businesses from financial losses associated with damage to their property and liabilities for injuries or damage to others. Property insurance generally covers risks like fire, theft, and natural disasters, safeguarding assets such as homes, vehicles, and personal belongings. On the other hand, casualty insurance focuses on liability risks, ensuring that policyholders are protected against legal claims resulting from accidents or injuries they may cause to others. This type of insurance is vital for mitigating financial risks and providing peace of mind, allowing individuals and businesses to operate without the fear of significant economic setbacks. Together, property and casualty insurance forms a comprehensive safety net, enabling policyholders to recover from unexpected events while protecting their investments and interests.

• Homeowners

• Renters Insurance

• Umbrella Policies

• Flood

• Dwelling

• Landlord (1-4 units)

Home

Auto

• Standard (Clean Driving Record)

• Non-Standard (Poor driving record, young drivers, insurance lapse, poor credit, SR-22 Filing)

• Classic Autos

• Motorcycles

• Boat

• Trailer

• Recreational Motors

• RV

Life Solutions

Adi guides clients in selecting the best policy to ensure financial security for their loved ones. Term life insurance provides affordable coverage for a specific period, while whole life offers lifelong protection with a cash value component. Additionally, IUL policies combine death benefit protection with potential cash growth tied to market indexes. For those looking to secure their retirement income, Adi also offers annuity options that can provide steady payments over time. Through personalized consultations and expert advice, Adi empowers clients to navigate the complexities of life insurance, ensuring they make informed decisions for a secure financial future.

• 10, 20, 30 year term (options to convert to permanent)

• Whole life

• IUL

• Kids policies

• Annuities

Travel

Travel insurance provides essential protection for travelers. Policies typically include benefits such as trip cancellation, medical emergencies, lost luggage, and travel delays. By offering financial support during unforeseen circumstances, travelers can enjoy peace of mind while exploring new destinations. Whether you're traveling for leisure or business, having adequate travel insurance can safeguard you against unexpected expenses and ensure a smoother journey. With various policies available, it is important to choose one that best fits your individual needs and travel plans. Overall, travel insurance is a smart investment that helps mitigate risks and protects travelers from potential financial losses.

• Vacation

• Mexico

• Expat